Savoring Sunday – Pumpkin Bread and Toasted Pumpkin Seeds

I finally did it – I made Pumpkin Bread for the first time in my life!  And, guess what, it tasted great! Yay! There are many recipes out there, but this is the one I settled on for my first attempt.

Pumpkin Bread

2 c. flour
2 tsp. baking powder
1/2 tsp. soda
1 tsp. salt
1 tsp. cinnamon
1/2 tsp. nutmeg
1 c. pumpkin
1 c. sugar
1/2 c. milk
2 eggs
1/4 c. soft butter
1 c. chopped nuts or raisins (optional)

Sift dry ingredients together. Combine pumpkin, sugar, milk and eggs in mixing bowl and beat. Add dry ingredients and soft butter. Beat until well mixed then add nuts. Bake in well greased loaf pan for 45 to 55 minutes in 350 degree oven.

I think it is important to note that this is not an overly sweet tasting pumpkin bread.  I noticed some of the pumpkin bread recipes included brown sugar, which this one did not.  I think next time I will add a little brown sugar to make it just a touch sweeter.

Toasted Pumpkin Seeds

 
 
While we are on the subjects of pumpkins, we carved pumpkins with the boys this weekend and toasted the pumpkin seeds afterwards. If you have never done this before, here are the quick, easy steps:
Pre-heat the oven to 275 deg.
Thoroughly wash and dry the pumpkin seeds.
Coat them in melted butter/margarine.
Season to your liking. (We used cinnamon for part of them and chili powder on the rest.)
Bake for 9-10 minutes.  Flip the seeds over and bake for an additional 5-7 minutes.
Enjoy!

Birthday Treats and Tips

I have birthdays on my brain this morning, as I plan to celebrate my wonderful Mom’s birthday today! She is definitely one of my biggest supporters and fans in life! I am very blessed!

As I am off to celebrate with birthday donuts and coffee, here are a few birthday tips and bargains for you…

Birthday Freebies & Coupons

Recently, the website Hip2Save posted a very extensive list of birthday freebies and coupons at a wide variety of restaurants and retailers. Click here to see if your favorites are on the list. PF Changs, Outback Steakhouse, Coldstone Creamery, Applebee’s, Old Navy and many, many others are featured. Sign up now and get treated when your birthday rolls around!

Birthday Alarm

Don’t let the birthdays of any of the special people in your life slip by you! I signed up for “Birthday Alarm” a couple of years ago and it is great! It will email you a reminder about a week away (perfect timing to remind you to pick up and mail a card) and then again on the actual day (perfect timing to remind you to pick up the phone and call). It is a busy mom lifesaver!

Creative Birthday Cakes

Finally, just for fun, click here to view the creative, homemade birthday cakes which were posted on the website, LifeAsMom, earlier this summer! I admire the creativity that went into these cakes. I haven’t ventured into cake-making on this scale yet…but, it is on my list, for sure!

Babies on a Budget – Diaper Reward Programs

Register here for the Huggies Enjoy the Ride Rewards program. Each pack of Huggies diapers and wipes has a rewards code inside. Accumulate these points to redeem for various free Huggies products, music downloads and I even noticed a GAP gift card is available right now for those who have really high point values.

And, while we are on the subject of diaper rewards programs, don’t miss out on Pampers Gifts to Grow! Click here to register! The program works the same way the Huggies program does (find reward codes in packages, enter them online, redeem for prices). Their reward catalog is much more extensive than Huggies. Click here to view. Rewards include toys, photo gifts, Sam’s Club gift card, magazine subscriptions and of course, free Pampers products.

Getting Started with Couponing – Where to Find Grocery Coupons

To maximize my grocery and drug store savings, I use A LOT of coupons.  Typically, I get most of my coupons from the Sunday newspaper; I pick up one or two copies of the newspaper each week. However, this year I have started using internet printables occasionally, as well.  You just have to make sure you are printing coupons you will actually use, though, since ink for your printer cartridges is not cheap!

Here is a great list of free sites from which you can print coupons:

Coupons.com

Red Plum

Smartsource

Target Store Coupons – These store coupons can be combined with manufacturer coupons for further savings!

Food Lion Store Coupons (This link will take you to the shopper’s companion.  Enter your email address and Food Lion will email you store coupons each week, along with their weekly sale ad) These store coupons many times match up with items already on sale for further savings.  A couple of months ago, they sent a coupon for $2.00 off Capri Suns, priced at $2.09.  It was great to pick up Capri Suns that week for $.09! Also, many Food Lion stores now have a coupon kiosk at the entrance to the store that will print coupons when you scan your MVP card.

Vocal Point – I highly recommend signing up for Vocal Point.  I have received full-size items from them, along with high value coupons.  They will email you or you can periodically check this site for free samples and coupon opportunities.

Quality Health.com – A friend just told me about this site over the weekend.  She is able to print free coupons and has received all kinds of samples in the mail.

Free Samples and Coupons for Brand Name Products

Also, most grocery stores have coupon dispensers throughout the store that dispense coupons for particular items. Keep an eye out for these, as well.

Thursday Time-Saver – Make Great Friends with AllRecipes.com

I love to cook, I really do. But I must admit I had fallen into a rut there for a while preparing my family’s tried and true favorites. While this provided a wide variety, I realized that I needed to branch out. I have changed my perspective a bit since becoming a stay-at-home mom and now challenge myself to make at least one new recipe a week.

It has been so much fun! Family, friends and cookbooks have provided many great recipes from which to choose. But, I have found www.allrecipes.com to be another wonderful resource! It offers countless recipes, the ability to save your favorites in your “recipe box” on their site and gives you the opportunity to sign-up to have a daily recipe emailed to you.

However, my absolute favorite feature is the Ingredients Search! You enter the types of ingredients you want to include and it will give you a list of recipes featuring those items. This is especially helpful when your groceries are getting low or when you simply want to try to use up some of the random ingredients in your pantry or refrigerator.

To name just a few, I have made the corn-stuffed tomatoes, brown sugar pork chops and chicken and okra casserole recipes found on Allrecipes.com. The site is quick, easy to use and perfect for all of you busy ladies out there!

Sometimes It’s the Small Savings…Sometimes It’s the BIG Ones!

Since it is the end of the month, today I paid all of our monthly bills. As much as I love couponing and bargain shopping (habits that definitely add up to big money savings over time), it is SO important not to miss the big picture and to look closely at your “regular” monthly bills to see if you are overpaying for a good/service or paying fees that shouldn’t have been assessed.

I have a great example of this. This month, I received our auto insurance bill and while my husband and I both drive newer model cars, I felt the rates (which had crept up little by little over time) definitely seemed on the high side, especially considering neither of us has any tickets, accidents or violations. It had been years since I had looked into insurance rates, so I decided to check into my options. I pulled out our current coverage information and got to work online. I chose three other major insurance companies, entered our exact coverage information and found that all three quoted us for hundreds less per year!

Next, I contacted my insurance agent and nicely let him know what I had found out (didn’t tell him exact numbers, of course). Since we had been loyal customers for ten years, we gave him the opportunity to see what he could do price-wise before changing to another company.

Well, I am happy to say that our auto insurance is now $700+/per year less and our homeowner’s insurance is $200+/year less. I think that was the easiest $900 I ever made! It took maybe an hour total time to get three price quotes and contact my insurance agent with my findings.

I have another example on a much smaller scale, but it would fall into the same category of keeping a close eye on your bills. I noticed this month that our cable company had assessed a $19.95 “upgrade charge” on our account. Problem is, there hadn’t been an upgrade on our service! A simple phone call and the customer service representative simply removed this charge, easy as that!

Bottom line is look at your bills closely every month! It is so easy for bill-paying to become a routine habit that you just do without thinking too much about it. Believe me, I have been there. But, it doesn’t take long to quickly glance over your bill to make sure it is correct AND to make sure that what you are paying for a service/product is in line with today’s price offerings. It never hurts and can only HELP, to get competitive rates.

So, as this month comes to a close, I encourage you to get out your magnifying glass and take a closer look at your bills…you never know what you might discover!

Simple Solutions – Creative Gift Wrap

Whether you are tight on time or tight on money, using the comics from your Sunday newspaper can be a great way to inexpensively wrap a child’s gift. Plus, it is an earth-friendly solution to repurpose the newspaper to have another use before going into the recycling bin or trash can. Comics are colorful and serve the purpose of covering the gift until present opening time. Kids themselves have commented to me on what a good idea it is!

More gift wrap money saving tips:

Reuse gift bags and bows that are still in great shape.

Check your local dollar store for great deals on tissue paper, greeting cards, gift bags and gift wrapping supplies, such as tape and scissors.

Never pay full price for gift bags or wrapping paper. I have always had good luck finding wrapping paper deals after Christmas, as well as on sale periodically at drug stores or on clearance at Target.

Be creative! You can also use plain paper lunch bags (decorated somehow, possibly by your kids), baskets or metal tins to “wrap” your gift.

Making Money Monday – Selling on Ebay Continued…

As I have previously posted, selling on Ebay has been a wonderful way to make some extra money while being a stay-at-home mom. Last night, I sold four more items, which like last week, totaled around $30, plus shipping. I have found Sunday nights to be the best day for auctions to run out, so I usually list items on Tuesday nights for five day listings or on Sunday nights for seven day listings. This week I sold another child’s Halloween costume, an Abercrombie & Fitch shirt and two brand new cosmetic items that were gifts with purchase.

If you are a fellow stay-at-home mom, unemployed or just looking for a way to make a little extra cash, I encourage you to give Ebay a try. You are in control of how much or how little you sell and it puts cash in your hand very quickly for items you no longer need. Added bonus – less clutter at home!

Other ways to obtain items to sell on Ebay:

Sell for others. You may know other busy moms or individuals who just don’t have the computer know-how or interest in listing items. Sell items for them for a percentage of the profit. Win-win – you both profit!

Purchase low-cost, brand name items at consignment sales, garage sales or thrift stores. Many times you will find items with tags still hanging on them or pre-owned, but in like new condition. I have turned a $4.00 Vera Bradley purse into a $30.00 Ebay sale. Keep your eyes open for opportunities like this.

Reward Yourself with MyCoke Rewards – Free Magazines, Gift Cards & More!

As promised, I am continuing my series on the various reward programs currently available. I have participated in MyCokeRewards for a couple of years now. Participation is super easy -this is how it works:

Register at www.mycokerewards.com.

Each time you purchase a coke product, it will have a code under the bottle lid or printed on the inside of the 12 and 24 packs. Go to www.mycokerewards, log in to your account and enter the code.

After you accumulate a certain number of points, you are eligible to redeem prizes. Click here to view the rewards currently offered.

It is THAT easy! So far, I have used MyCokeRewards to get various magazine subsciptions for free, such as Redbook, Oprah and Fitness. MyCokeRewards also offers gift card rewards for Nike, Chuck E. Cheese, K-mart and more. Check it out…if you are going to spend your hard-earned money to drink the Coke products, you might as well get rewarded for it!

Tonight’s Tasty Treat – Monkey Bread

What an EASY, yummy dessert I made for my family tonight! You may recall from a previous post, that I picked up several cans of canned biscuits last week for $.30 during Super Double Coupons at Harris Teeter. As I scanned my refrigerator for dessert ideas, these stood out. I had all other needed ingredients on hand. So, it was not only easy to make, but very inexpensive, as well.

Monkey Bread

1 1/4 tsp cinnamon
1 cup sugar
3 cans of biscuits
1 stick of margarine, melted
1/2 to 1 cup of chopped nuts (optional)

Combine sugar and cinnamon. Lightly dredge biscuits (one at a time) in melted butter, then coat with sugar/cinnamon mixture. Put into bundt pan standing biscuits on side, repeat with all biscuits. You might have to sqeeze to get them all to fit within the pan. Combine leftover butter and sugar/cinnamon mixture and pour over top. Bake at 350 degrees for 35-40 minutes. Best served hot.

Note – I don’t own a bundt pan, so I used a loaf pan (as shown in the picture). Therefore, I only used one can of biscuits, as opposed to the three cans the recipe called for, and it worked out great.